Merchant Abbreviation    

 Full Merchant Description

(A - C)

AGF MTF

AGF Mutual Funds

AGR/AGR

Agriculture/Stabilization Payment

AHC

Alberta Health Care

AIP/RAA

Automobile Insurance Plan

ANN/REN

Annuity

AP/CC

Accounts Payable

APY/PAA

Auto Payment

AQUA FINANCE LOAN

Water softener products etc.

ARCH TRANSCO

Taxi company with portable internet access

BCF

BC Ferry

BCLC

BC Lottery Corporation

BDP*

Business Development Program of Canada

BDP* 

BC Student Loan

BIPI

Brownstone Investment Planning Inc. (CIMC)

BLC/LBC MSP

Banque Laurentian Du Canada/ Laurentian Bank

BPI

Balance Protection Insurance

BPY/FAC

Bill Payment (Phone, Hydro, Cable, Fuel, Utility)

BUS/ENT

Business Pre-Authorized Payment

*<Customer's First and Last Name>* MSP

Transaction from Paypal where a previous debit attempt was unsuccessful

C*<Any 5 digits after the C>*

Shell Gas Station

CA

Credit Application (1-888-283-1055)

Canada FED

Energy Rebates from the Government of Canada

Canada FPT

Government Deposit

Canada GSL

Canada Government Student Loan

Canada LP_v

Cogeco Cable

Canada PRO

Working Parent Family Bonus (Alberta)

Canada RIT

Return Income Tax/Tax Return Refund

CBC

Canadian Bonded Credit (1-866-830-7434)

CCQ/CHP

Customer Cheques

CDC/CCL

Canadian Dairy Commission

C.D.T.C INC MSP

Visa Desjardin

CFS/PFC

Canadian Forces Superannuation

CHQ #00000 W/ AMOUNT 41.73

Curves for Women fitness club

CLGEDUL

Edulinx

CM 888-505-5426 BUS

"Cash Money" store

CMS/GES

Cash Management

CNT/ITV

Cannot Trace

COT

Cotis Frequency Contributor (Edward Jones)

CPC/SCP

Canada Post Corporation

CPP/RPC

Canadian Pension Plan

CRS

Cutter Recovery Services 1-866-483-5024 x2237

CSB/OEC

CSB Interest

CSC Fee

Curzon’s Management Associates Inc.

CSLP GSL

National Student Loan Services Center

CSP

Canada Savings Bond

CST

Canadian Scholarship Trust

CT2 CMS

Pay Day Loan Store

CTC/CIE

Child Tax Credit

CTFA

CT Financial Assurance (TD Insurance,)

CVS

Cheque Verification System

(D - L)

DEB/DEF

Institution in Default

DEC/DEC

Payor/Payee Deceased

DEML

Atco Gas/Direct Energy

DERS BPY or MSP

Direct Energy Regulated Services

DCSERVICESCANADA

Daimler Chrysler of Canada

DFS ASS

Desjardines Fin. Secur

DIV/DVD

Dividend (Common or Preferred)

DON/DON

Donations

DTE/DTE

Post/Stale Dated

EAA/AAE

Employment Assistance Allowance

eCHK

Insta Debit

EI/AE

Employment Insurance

EJ Fee/Fraise MSP

Edward Jones Investment Company

EPMTX

Payroll Taxes

EXP/RDD

Expense Payment

FA/AF

Family Allowances

FED/FED

Federal Government

FEE/FRA

Fees/Dues

FMEP BC MSP

Family Maintenance Enforcement Program (Child Support)

FPT

Combined Federal and Provincial Tax

FSP/ROF

Family Support Plan

F.S.S.T  CST

Worker's Compensation (in Quebec)

F.S.S.T  CST

Pay Day Loan Store

GAINSTPS MSP

Ontario Guaranteed Annual Income System

G.E.T.F MSP/REP

Global Education Trust Fund

GLS/ETU

Government Student Loans

GS Canada

Green Line Service Canada

GST/TPS

Goods and Services Tax

HAC

Hamilton Auto Corp.

HCFI

Honda Canada Finance

HDC/SDR

Health/Dental Claim Insurance

HHL - PIA MSP

Halifax Herald newspaper

HRD/DRH

HRDC - Training

HSG/LOG

Housing Allowance

IA-PAC MSP

An RESP company

IAP/PAI

Internet Access Payment

ICM MSP

Pay Day Loan Store

INS LOC

Line of Credit Insurance (1-888-983-7070)

INS/ASS

Insurance (Life, Auto Property, Mortgage, Casualty)

INT/INT

Interest

INV/PLA

Investment

ISB/PSR

Income Security Benefits

KCI CMS

King Cash Investments CMS

L&M(BLOOR)MSP

Long & McQuade Ltd (Bloor)

LAF

L.A. Fitness

LNS/PRE

Loans (Personal, Farm, Home, Term Insurance)

LPP/PDL

Lottery Prize Payment

(M - S)

MBFSCC

Mercedes Benz Financial

MFC

McKenzie Funds Corp (Mutual Fund)

MFC (Followed by digits)

Manulife Financial Benefits Deposit

MFC TDAET10201 MSP

Manufacturers Life Insurance (Health Spending Account Claims)

MFQ

Quebec Child Tax Credit

MFQ/SAE

Ministry of Finance (Quebec EI)

ML CMS

Maple Leaf Loans

MOGO

Money on the Go (Calgary)-Similar to Money Mart

MRQ

Ministre Revenue de Quebec

MSP/DIV

Misc Payments

MTF/FMU

Mutual Funds

MTG/HYP

Mortgage (Residential, Commercial, Farm)

MTO RUS-SO ECHANNEL

Ontario Ministry of Transportation

MTO RUS ECHANNEL

Ontario Ministry of Transportation

NCB (UCFS)

National City Bank (UCFS)

NCO DIN SER MSP

collections agency

NCO FIN SER

APEX Item - Could be a charge from a third party

NOR.CAN.EVAN.MI MSP

Charity Deposit

NSLSC

National Student Loan Services Centre

OAS/SV

Old Age Security

OF/IA

Offences and Fines

OLG

Ontario Lottery and Gamin

ON *Online

Old Navy

ONLINE - BR

GAP and BANANA REPUBLIC

ON MSP

Honda Canada Finance

PAP REJECTED

TD Visa PAP rejected

PAY/PAY

Payroll Deposit

PC # _____ -

Price Chopper stores

PC Mastercard

President's Choice Mastercard

PDL

Pay Day Lenders

PEN/PEN

Federal Provincial or Private Pension

PFB/PFA

Provincial Family Benefits

PFC Fee

Premier Fitness Club

PFS

Primerica Financial Services

PHC

Provincial Housing Corporation

PHC/FAM

Provincial Health Care Premium

PLAN ADMIN FEE / TDWIS FEE

TD Waterhouse Annual Fee

PPSA

Personal Property Security Assurance

PRO/PRO

Provincial Government

PSC

Premiere Fitness

PSC Fee

Premiere Health Club

PSS/PFP

Public Service Superannuation

RCL CHEQUE FEE

Royal Credit Line Cheque Fee

RCSS

Real Canadian Superstore

REP/REE

RESP Contribution

RIF/FRR

Retirement Income Fund

RIT

Return Income Tax/Tax Return Refund

RLS/LOY

Rent(Residential, Commercial, Equipment, Automobile)

RPM MSP

Honda Canada Finance

RSC

Regency Sports Club

RSP/RER

RSP Contribution

SCU MSP

Servus Credit Union Ltd.

Social Development Canada

Collection Agency for the government of Canada

SPL Loan

Scotia Bank Loan (SCOTIA PLAN)

SRP/RDC

Spousal RSP Contribution

(T - Z)

TDSB

Toronto District School Board

The Cash Store

Payroll Loan

THS

Toronto Humane Society

TM CANADA INC

Ticket Master

TMSL VR

Trilogy Management Services

TOR HYD ELECT

Toronto Hydro

TXD/DIM

Debt CCRA Government of Canada

UCFS

National City Bank

USC

University Scholarships of Canada (RESP)

VA/AAC

War Veteran's Allowance

WBP/CE

Water Bill Payment

WCB/CST

Worker's Compensation Board

WSPA

World Society Prevention Animals

WU *<confirmation #>*

Western Union

YIG

Your Independent Grocer